Susan Hilton College Station Real Estate

Realtor & Vice President of Sales of Bryan College Station Real Estate

Wife, Mother, REO Team Leader & Sales Manager for the BEST REAL ESTATE AGENTS in Bryan/College Station! Century 21 Beal, Inc. continues to provide the highest quality training and service in the Brazos Valley and it is an honor to be affiliated with this company!

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Susan Hilton College Station Real Estate

Realtor & Vice President of Sales of Bryan College Station Real Estate

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Short Sale or Foreclosure in Bryan College Station Does It Really Matter?

Short Sale vs. Foreclosure Which is Better for the Homeowner?

So if you know someone who is behind on their home mortgage loan in the Bryan College Station area and you want to give them advice on which is better – a Short Sale or a Foreclosure.  Hate to say it but there is a HUGE difference long term.  Over the next few posts we will compare the two and see how much a difference they really make.

First, lets talk about the definitions of Short Sale and Foreclosure. A Short Sale is when a homeowner sells the house but the bank does not get enough money from the sale to pay off the outstanding loan. When a property is foreclosed the bank takes the property back at the Court House Sale due to a breach of the agreement to pay.

There are many many issues to consider –

This is part 1 of 2 posts on a comparison of Short Sales versus Foreclosures. Which one do you advise your friends? Most of the time a Short Sale is MUCH MUCH better for them. And, remember with a Short Sale the homeowner has some control over the situation. They will know when the house is selling, when they need to move and how much they will owe later (if any). This is not the case with a foreclosure.
If you know someone who is having issues with the home mortgage please have them call me and we can discuss options. No homeowner in Bryan College Station should be face a foreclosure without trying a short sale first!
Susan Hilton
979-764-2100

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